InsuranceHub Consulting

Insurance claims often run smoothly and the insurer is very helpful at an insured’s time of need.

However, a policy being a complex contract, there may be parts of the claim where the insured need assistance.  This is often in preparation of the claim, which these days can be a technical and time consuming exercise for those not doing this sort of work regularly.  It may include reviewing the policy documents, compiling schedules of loss, engaging qualified experts and/or dealing with the insurance company.

With new relevant evidence, internal dispute resolution may produce just what the insured is looking for.  Equally, there may be no point in just resubmitting the claim based on the same evidence and expert opinion.

Arbitration of the claim through the Financial Services Ombudsman usually requires compiling a special brief of evidence and expert opinion. Remember, insurers often have dedicated teams of specialist staff just dealing with the FOS so consider your chances if not properly assisted.

InsuranceHub claims preparation is a cost-effective investment for insurance claims of medium to large value.  It is a public loss adjuster firm, working for the insured, not the insurer.  Preparation of an insurance claim is often an insured policy benefit.  Please check your policy for this cover.

Claims preparers are becoming ever more sought-after here in Australia.  In fact “public loss adjusters” are quite common in for example the USA.  It can be a useful investment, resulting in both time and cost savings to have an experienced professional prepare the claim for maximum policy entitlement.

For InsuranceHub Consulting enquiries please click through to: “Contact Us”.