Lee Lawyers
InsuranceHub consulting may be very appropriate for claims preparation work. It can be a technical and time consuming exercise for those not doing this sort of work regularly. It may include reviewing the policy documents, compiling schedules of loss, engaging qualified experts and/or dealing with the insurance company. With new relevant evidence, internal dispute resolution may produce just what the insured is looking for. Arbitration of the claim through the Financial Services Ombudsman usually requires compiling a special brief of evidence and expert opinion.
However on some occasions, legal services are required, for example on interpreting exactly what the policy means when it comes to a specific claim and researching the statutes and similar claims as precedents set in the courts. When other alternate dispute resolution has failed, somtimes litigation is necessary. An insurance lawyer’s review of your evidence and expert opinion before issuing proceedings will prevent problems later.
Insurance law, like any practise area, is a specialty requiring training and experience. Practitioners not familiar with this area of law will not be efficient and may miss critical issues. Mistakes in this area could be expensive.
Sometimes engaging a specialist insurance lawyer is a wise investment. For instance, there may be a difference of opinion between insured and insurer on what is covered by the policy.
Equally, it does not need to be a claims dispute: an insurance lawyer will often be necessary to properly arrange a complete insurance program for a larger business as part of enterprise risk management more generally. Whilst a lawyer may be necessary in an unresolved claims dispute, legal services are often good proactive, contractual risk management. For example many businesses require legal advice on liability waiver forms, contractual indemnities and liabilities between head contractor and sub contractor and so on.
Besides having been an insurance professional in underwriting, claims and loss adjusting since 1992, InsuranceHub’s founder and general manager Ross Lee has been a qualified insurance lawyer since 1998 and a firm principal since 2006.
For further information, please browse the website of Lee Lawyers.
